Damayan

• Group life insurance
• Single contract that covers the entire group
• Covers the coop members, and gives the life insurance benefits in the event of members or dependents death

Loan Guarantee Program

• Credit life insurance
• Designed to pay off the member-borrowers debt, if he/she dies.

Principal member:

• Member of cooperative that is affiliated with NATCCO network;
• 18 to 64 years old;
• In good health and able to perform daily normal chores

Member dependents:

Legal spouse (for married) / parent (for single)

• 18 to 64 years old;
• In good health and able to perform daily normal chores

Minors: children or siblings

• 5 to 21 years old;
• In good health and able to perform daily normal chores